I have never been a fan of polka dots because I found them too Taylor Swiftish which is really not my style. When my sister got me a polka dot dress I loved it and realized polka dots were not the enemy. If you are a little hesitant on polka dots, try making them part of an outfit as opposed to the entire outfit. I love them paired with solid colors e.g navy blue jeans with navy and white polka dot top. I would also suggest staying away from red/white or yellow/white dots to avoid looking too cutesy.
This dress is great for a summer lunch or casual dinner with friends. Love the unusual combination of green and brown dots. I did not wear a necklace since the dress had a detailed neck line and wearing a necklace would have made it look too busy.